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Nuggie from Cheltenham VIC, loved by Amelia & Levi


Experience authentic responsive
expertise with a mission
to keep things simple.

No 1800 numbers, just local people with real-time invoice approval and budget monitoring technology.

Search for your Perfect Provider

Capital Guardians started as a technology solution for families overseeing personal payments for residential care services. Now, with tens of thousands of care suppliers paid daily, these providers can be searched and quickly connected with their clients and their representatives.

Search tens of thousands of providers

How we help?

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NDIS Plan Management:

  • You are matched to a Local Plan Management Representative.
  • Real time mobile invoice approval established.
  • Real time mobile NDIA spending monitor activated.

Find out more


  • We pay quickly and without effort by pairing modern technology with dedicated, local relationship managers.
  • Many ways to invoice, 24hr payment turnaround for invoices submitted and approved within a business day.

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What Our Clients Say

Why Choose Us

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Local Customer Service

80%+ of our customer service is provided by a local

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Google Rating

4.7 stars and more than 50 reviews

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AFSL: 504332

Over 10 years of audited Australian Financial…

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Safeguarding Tools

Police, insurance and qualification checks

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We are certified
in ISO27001

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Payments Technology

API including NDIA, Xero, ASIC

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Expenditure Monitoring

Realtime expenditure monitoring

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24/7 Audit Trail

24/7 audit trail of budgets and their approvals

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Technology Solutions

Technology solutions to over 50 of Australia’s top care providers

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Industry Qualifications

5 relevant industry qualifications

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Pays Invoices FAST

48hr (working days) payments with approval

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Online Search Tool

10,000+ local providers in the same and adjacent suburbs


Capital Guardians has been improving the lives of individuals in supported environments for over 13 years, by helping their families and organisations to efficiently manage financial transactions with strong, transparent governance.

Learn More

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