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Nuggie from Cheltenham VIC, loved by Amelia & Levi


Experience real conversations with
a Community-based Plan Manager,
& tech that pays overnight.

Avoid 1800 numbers, experience local responsive support, and real time invoice approval and budget monitoring technology.

Search for your Perfect Provider

Capital Guardians started as a technology solution with a banking licence to families overseeing personal payments for residential care services. Now with tens of thousands of care providers getting paid daily, these providers can be searched and connected to invoices from within the postcode areas they service.

Search tens of thousands of providers

How we help?

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NDIS Plan Management:

  • You are matched to a Local Plan Management Representative.
  • Real time mobile invoice approval established.
  • Real time mobile NDIA spending monitor activated.

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  • We help Service Providers get paid quickly without any effort by providing state-of-the-art technology with dedicated local client relationship managers.
  • Many ways to invoice and get paid overnight!

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What Our Clients Say

Why Choose Us

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Local Customer Service

80%+ of our customer service is provided by a local

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Safeguarding tools

Exclusive! police, insurance, qualification checks

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We are certified
in ISO27001

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Payments technology

6 API including NDIA, MYOB, Xero, Quickbooks, ASIC

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Expenditure Monitoring

Realtime expenditure monitoring

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24/7 Audit Trail

24/7 audit trail of budgets and their approvals

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2017 Winner

Westpac Businesses of Tomorrow

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Technology Solutions

Technology solutions to over 50 of Australia’s top care providers

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Value Processed

$8 million+ invoice value processed per week

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Plan Managers

Top 20 Plan Managers in Australia

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Industry Qualifications

5 Relevant Industry Qualifications

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Pays invoices OVERNIGHT

Exclusive! 24Hr payment & mobile approvals.

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Online search tool

10,000+ local providers in the same and adjacent suburbs

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Single point of human contact

Connect to someone who knows you personally

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Google Rating

Forty Two 5 Star Google reviews out of 45

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AFSL: 504332

Over 10 years of audited Australian Financial…


Capital Guardians has been improving the lives of individuals in supported environments for over 13 years, by supporting their families and organisations to efficiently manage financial transactions with strong & transparent governance.

Learn More

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Payment Services to over 50 leading care organisations